The Attack

In late 2024, a mid-sized manufacturing company in the Midwest received what appeared to be a routine email from a supplier. An accounts payable employee clicked a link, entered credentials on a convincing phishing page, and unknowingly handed attackers the keys to the network.

The attackers used those stolen credentials to connect to the company's VPN. Because MFA wasn't enabled on remote access, a username and password was all they needed. Once inside, they spent 11 days conducting reconnaissance, escalating privileges, and positioning ransomware across critical systems.

On a Friday evening — a common tactic to maximize damage before IT staff could respond — they triggered the encryption. Production systems, ERP, file servers, and backups were all locked. The ransom demand: $350,000 in cryptocurrency.

$850,000+

Total cost: $350K ransom + $500K+ recovery, lost production, and remediation

The Damage

Why Insurance Denied the Claim

During the claims investigation, the insurer's forensics team discovered that MFA was not enabled on the VPN — despite the company attesting that it was on their insurance application.

This is called a "material misrepresentation." When you attest to having security controls that you don't actually have, insurers can (and do) deny claims. In this case, the company was left holding the entire $850K+ bill.

The lesson: Your insurance application isn't paperwork to rush through. It's a legal attestation. If you claim to have MFA, EDR, or tested backups — you need to actually have them, configured correctly, and working.

What Could Have Prevented This

How RMA Would Have Helped

Before the attack:

Ongoing protection (Standard or Managed tier):

Source

This case study is adapted from the Verizon 2025 Data Breach Investigations Report's analysis of the manufacturing sector, combined with publicly reported ransomware incidents and insurance claim denials.

Read more about the Verizon DBIR 2025 →

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